While Jacksonville, FL lives up to the state’s nickname of “The Sunshine State,” the populous city does encounter occasional bad weather. From minor thunderstorms to catastrophic hurricanes, seasonal storms can bring damage and destruction to residential homes. At Skyline Insurance LLC, we understand the importance of homeowners insurance for financial protection in the event of an accident or disaster involving your home.
Storm Damage Coverage for Homeowners
Storms can wreak havoc on Jacksonville, FL homes, both inside and out. Power surges can cause irreversible damage to electronic circuit boards, powerful winds can blow off shingles, and siding can be dented by large hail. Fortunately, storm coverage is part of your homeowner’s insurance policy and can help cover the cost to repair or replace damage after a storm.
A standard homeowners policy may cover the following perils:
- Wind: Homeowners insurance generally covers damage to a home’s structures or belongings from high winds, including those that stem from major weather events like hurricanes.
- Hail: Most standard homeowners insurance policies cover hail damage minus the cost of your deductible.
- Lightning: If you have experienced damage to your home or personal property due to lightning, your homeowner’s policy may cover any repairs or replacements.
- Wildfires: Damage caused by wildfires can be significant. Fortunately, homeowners insurance provides coverage for this type of peril.
Filing an Insurance Claim for Storm Damage
When you experience damage to your home due to severe weather, it’s important to contact your insurance provider immediately to file a claim and minimize further damage. The insurance experts at Skyline Insurance LLC are available to help you navigate the claims process and financially recover after a major storm. Contact our office today to get started.