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Renters Insurance in Florida
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Renting provides a great living arrangement where you are not held responsible for any expenses such as taxes and maintenance. Insurance, however, is something that renters should consider as a good investment expense. At Skyline Insurance LLC, serving Jacksonville, FL, and the surrounding areas, we want to help you by providing solid insurance information to make confident insurance decisions. Keep reading to learn more about renter's insurance in Florida.
Why Do I Need Renter's Insurance?
Your landlord will provide certain types of insurance to protect their property. Still, renters need to understand that those policies do not protect their personal belongings. If your rental home is damaged or lost, you will not be reimbursed for the loss of any of your personal belongings. The expense of the repair or replacement of your personal belongings will come out of your pocket.
What Does Renter's Insurance Cover?
Renter's insurance policies can be customized to meet your specific needs, but in general, a policy will cover the following areas:
- Property damage to personal belongings- If your personal belongings are lost due to fire, natural disaster, or burglary, you can get reimbursed for the expense of repairing or replacing these items.
- Liability- Some renter's insurance policies can include liability protection. This type of coverage will cover any expenses that result from someone being injured in your apartment. Without this type of coverage, you could be held liable for medical bills or legal fees should legal action be brought against you.
If you would like to learn more about renter's insurance or any other insurance products, don't hesitate to contact us at Skyline Insurance LLC, serving Jacksonville, FL, and the surrounding areas. We will be happy to answer your questions concerning Florida insurance today.