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Auto insurance is one of your most important monthly or yearly expenses. Few other expenses in your budget affect your legal compliance in your community, but auto insurance certainly does. Because auto insurance is required by law, it is vital that you always find the best deals possible. Keep reading to learn more about auto insurance from Skyline Insurance LLC, serving Jacksonville, FL.
Why Are There Different Types of Auto Insurance?
The different types of auto insurance provide different levels of coverage. In most regions, the minimum legal type of coverage is liability. Let's look at the difference between the types of coverage.
- Liability- Liability coverage will only pay for damages or expenses due to another person involved in an accident in which you were at fault. Your expenses for medical or repairs to your vehicle will not be paid for.
- Full Coverage- Full coverage will provide payments for most of all expenses owed following a car accident to both you and other drivers.
When Should I Shop for Auto Insurance?
It would be best if you shopped for auto insurance any time you are purchasing another vehicle. You should also shop for insurance whenever you need to add a new driver to your policy.
Most people will also shop for new insurance at least once a year, even if they are not adding new vehicles or new drivers. Shopping around annually allows you to see any better deals available for your auto coverage.
What Happens If I Don't Have Insurance?
If you drive your vehicle without the legally required amount of insurance, you could have legal charges filed against you. This could affect your ability to drive in Florida.
If you would like to learn more about our services, please contact us at Skyline Insurance LLC, serving Jacksonville, FL, and the surrounding areas.