{"id":44,"date":"2023-11-17T04:00:00","date_gmt":"2023-11-17T10:00:00","guid":{"rendered":"https:\/\/www.skylineteams.com\/blog\/?p=44"},"modified":"2023-11-30T17:44:37","modified_gmt":"2023-11-30T23:44:37","slug":"what-is-a-non-owner-policy-and-should-i-get-one","status":"publish","type":"post","link":"https:\/\/www.skylineteams.com\/blog\/what-is-a-non-owner-policy-and-should-i-get-one\/","title":{"rendered":"What is a Non-Owner Policy, and Should I Get One?"},"content":{"rendered":"

Non-owner insurance policies are not your traditional auto insurance policies that cover a particular driver in a certain vehicle.  They are designed specifically for individuals who frequently drive even though they don’t have a car.  It’s not a full coverage plan, which includes comprehensive and collision coverages.   In Florida, this specific policy provides liability coverage to protect the property and bodily injuries of others if the non-owner policyholder is found liable in an auto accident.<\/p>\n

Non-Owner Policy: An Auto Insurance Guide<\/h2>\n

To qualify for a non-owner policy in Florida, you must have a valid driver’s license and not own a vehicle.   A non-owner policy is good for drivers who frequently borrow a car from a friend or family member or drive a rental vehicle.  It provides the minimum amount of coverage required by the state with optional add-ons specific to the insurance carrier you choose. <\/p>\n

Here at Skyline Insurance LLC in Jacksonville, FL, we have industry-trained experts to help you make an informed decision concerning the construction of your non-owner policy. Non-owner policies aren’t mandatory for everyone but are very beneficial in many cases. <\/p>\n

Here are a few scenarios to consider when determining if you should purchase a non-owner policy:<\/h3>\n